ZipPay

$350 – $1,000

Interest free always

For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.

Sign up now

Explore Zip Pay

  • Interest free always
    Every transaction you make with Zip Pay is interest free always.
  • Flexible repayments
    From $10 pw. Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.
  • No establishment fee
    Pay nothing to sign up.
  • $7.95 monthly account fee
    Pay your statement closing balance, in full, by the due date and we’ll waive the fee.
  • Tap & Zip everywhere
    Add your Zip card to Apple or Google Pay to shop everywhere Visa is accepted.

Over $1,000

Bigger purchases

For buying that road bike, new sofa or renovating your home.

Sign up now

Explore Zip Money

  • Interest free for the first 3 months
    Retailers may offer longer interest free terms (6-48 months). At conclusion of the interest free period, interest will be charged at the standard annual percentage rate 19.9%.
  • Flexible repayments
    Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.
  • One-off establishment fee
    A one-off establishment fee may apply for new customers.
  • $7.95 monthly account fee
    Waived if you have nothing owing.
  • Interest free instalment plans
    For purchases of $300 or more we’ll set you up to repay in equal instalments to help you avoid interest charges.^^^