ZipPay

$350 – $1,000

Interest free always

For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.

Interest free always

Every transaction you make with Zip Pay is interest free always.
Flexible repayments

From $10 pw. Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.
No establishment fee

Pay nothing to sign up.
$7.95 monthly account fee

Pay your statement closing balance, in full, by the due date and we’ll waive the fee.
Tap & Zip everywhere

Add your Zip card to Apple or Google Pay to shop everywhere Visa is accepted.

Over $1,000

Bigger purchases

For buying that road bike, new sofa or renovating your home.

Interest free for the first 3 months

Retailers may offer longer interest free terms (6-48 months). At conclusion of the interest free period, interest will be charged at the standard annual percentage rate 19.9%.
Flexible repayments

Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.
One-off establishment fee

A one-off establishment fee may apply for new customers.
$7.95 monthly account fee

Waived if you have nothing owing.
Interest free instalment plans

For purchases of $300 or more we’ll set you up to repay in equal instalments to help you avoid interest charges.^^^